TruNeevesh LLP || Loans Against Securities

Why Sell? Borrow Against Your Wealth.

TruNeevesh helps you stay invested while unlocking the value of your portfolio

TruNeevesh offers Loans Against Securities (LAS), allowing you to access funds by pledging your shares or mutual fund units, without selling them. Ideal for short term needs, the loan is based on the current market value of your holdings.

Types of Securities Accepted

Shares : Listed equity shares held in a demat account.
Mutual Fund Units : Both equity and debt mutual fund units can be pledged.
Bonds and Debentures : Corporate bonds and non-convertible debentures accepted based on credit rating.
Insurance Policies (with surrender value) : Traditional life insurance policies with assured surrender value can be pledged.
Government Securities : Safe and secure instruments like SGBs or T-bills.

Key Features

No Need to Sell Investments : Continue earning dividends or returns while accessing liquidity.
Quick Disbursal Process : Minimal documentation with fast processing and online options.
Flexible Loan Limits : Loan amount is linked to the current market value of pledged assets.
Overdraft Facility : Option to withdraw as needed within the sanctioned limit and pay interest only on the used amount.
Continued Ownership of Assets : Securities remain in your name, ensuring ownership is retained.
Competitive Interest Rates : Lower rates compared to unsecured loans due to asset backing.

A Loan Against Securities is a smart way to meet urgent financial requirements without disturbing your investment strategy. Whether it's for business needs, education, travel, or emergencies—your portfolio can help you stay financially ready.

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